Mint shut down. Here's how to replace it, properly.

If you're only now sorting out a Mint replacement, you're not late, you're careful. Credit Karma "absorbed" Mint, but a lot of former users found it showed balances and a bit of spending without the budgets, categorization, and overview that made Mint useful. This is a migration plan, not another list to scroll: what to do, in order. (If you want the full head-to-head of every option, our best Mint alternatives roundup covers that.)

Step 1, Separate what Mint actually did for you

"Replace Mint" feels big because Mint quietly did several jobs at once. Naming them makes the switch easy, because you'll find most people only care about two or three:

• Auto-syncing transactions from all your accounts into one place.
• An at-a-glance overview, spending by category, this month vs last, where it went.
• Budgets, limits per category and alerts when you neared them.
• Nudges, the emails that kept you looking without opening the app.
• Your history, years of categorized transactions.

Circle the ones you'll miss. That's your real shortlist, not "a Mint clone."

Step 2, Rescue your history before it's gone

If you exported your Mint data to CSV before the shutdown, don't leave it in a Downloads folder, import it into a Google Sheet so it's searchable and future-proof. That single move preserves years of categorized spending in a format nothing can take away. (See how to import transactions into Google Sheets for the exact steps.)

Didn't save an export? You can still rebuild recent history from your bank's own statements, most banks let you download 12–24 months, and bring that into the same Sheet.

Step 3, Pick a replacement by what you circled

Match the tool to the jobs you actually kept, rather than chasing the "best" one:

Competitor details reflect public information at the time of writing, confirm current pricing on each provider's site.

Step 4, This time, don't get locked in

The real lesson of the Mint shutdown isn't "pick a better app", it's that when your financial history lives inside someone else's product, you're one business decision away from losing your setup. The fix is to keep the data somewhere you control.

That's the whole idea behind Bank Statement Genie. You sign in with Google, connect your bank once, and your transactions sync into a Google Sheet in your own Drive, the data is yours, not ours. If the service ever vanished tomorrow, your Sheet and its full history would still be sitting in your Drive. It's privacy-first: it never sees your bank password, gets read-only data, uses Google's narrow drive.file scope, and never sells or trains on your data.

Keeping Mint's "at-a-glance" feel without Mint

The thing people miss most isn't the app, it's the feeling of knowing where the money went without doing work. You don't have to give that up:

• A dashboard, not formulas. Bank Statement Genie includes a private web dashboard, month-to-date and year-to-date spend, category breakdowns, top merchants, recurring subscriptions, and a 12-month trend, so you get Mint's overview without building pivot tables.
• Nudges in your inbox. Optional twice-weekly recap emails (a Friday rundown and a midweek check-in) land on their own, the modern version of Mint's email alerts.
• Budgets your way. Because the data is in a Sheet you own, you can add budget tabs, or drop in a community template, exactly how you like them.

The 15-minute version

If you just want it done: import any Mint CSV you saved into a Google Sheet to keep your history, then connect your accounts to a replacement that keeps future data in a format you own. Start on a free plan, confirm the numbers look right, and add budgets or templates once the data's flowing. You'll have replaced Mint, and made sure you never have to do this scramble again.

Related: The best Mint alternatives in 2026 · Bank Statement Genie vs Mint · Import bank transactions into Google Sheets