Bank Statement GenieThe couples mode other apps charge for is just a Google Sheet
Plenty of budgeting apps put "share with your partner" behind a higher tier or a second seat. Here, your transactions already live in a normal Google Sheet™ you own, so sharing a household budget works exactly like sharing any Google file: one partner connects the banks, then hits Share.
Sharing a budget, minus the paywall
Nothing special to unlock, the "couples mode" is native Google Sheet sharing, which you already know how to use.
Share the Sheet like any Google file
Your transactions land in a Google Sheet you own. Hit Share, add your partner's Google account, and they're in, no invite codes, no extra app, no separate "partner plan."
One Rules tab, two editors
The shared Rules tab decides how transactions get categorized. Either partner can edit it, so your household agrees on categories once and both of you benefit, no reconciling two separate setups.
Track joint and individual accounts
Connect the joint checking, both credit cards, and each person's own account. They all flow into the same Sheet, giving you one combined view of household spending instead of scattered logins.
Un-share or revoke anytime
You control access with Google's own sharing controls, the same ones you'd use for any file. Change who can view, drop someone to view-only, or remove access entirely whenever you want.
Three steps to a shared household budget
One partner connects the banks
Just one of you signs in with Google and connects your accounts, joint, individual, cards, whatever you want in the household picture. Bank Statement Genie never sees your banking passwords, and uses Google's narrow drive.file scope so it only touches its own Sheet.
Hit Share on the Sheet
Open the Google Sheet and press Share, exactly like sharing any Google Doc. Add your partner's Google account as an editor so you can both categorize, or as a viewer if you'd rather keep edits with one person.
Both see live synced transactions
From then on, you both open the same Sheet on phone or laptop and see the same up-to-date transactions and totals. The free plan syncs monthly; upgrade to sync near-real-time when you want the household numbers current all the time.
Prefer an all-in-one couples app?
If you'd both rather live inside a polished app with shared goals and its own interface, and you don't mind paying for it, a dedicated tool like the ones in our Monarch comparison may fit better. But if "our transactions, in a Sheet we both own, for free" is the goal, native Google sharing already gets you there.
Set up your shared budget in about five minutes
One partner connects the banks, then you hit Share. No second subscription, no partner paywall, the free plan covers it.
Get started for free